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First Time Home Buyer Info: Obtaining Financing

Buying your first home can be a lot of fun. Choosing the perfect house, imagining how to decorate, what color paint you will use and where you place your furniture is all very exciting. But before you get too carried away designing your new home, you need to find out a few things about financing.

The first thing you need to know is how much money you can qualify for. Normally your Realtor will refer you to a reliable lender who can do this for you. But obtaining financing is a pretty intimidating process and something you should prepare for in advance. Many first time home buyers have lost the home of their dreams because they had not put their own financial house in order before approaching the lender.